Dental Insurance

Affordable Treatments With Dental Insurance in Moreno Valley, CA

Dental Insurance, Moreno Valley, California

When you come in for a root canal, tooth extraction, or even just a regular dental cleaning, it’s important that your treatments are always affordable for you and your family. At Gold Coast Dental Moreno Valley, we accept all PPO and most HMO dental insurance plans to allow our patients the greatest chance of covered treatments possible. It’s our firm belief that everyone should have access to affordable dental care, and we do our best to make that a reality for you in our office.

Many businesses offer dental insurance for their employees, but don’t worry if yours doesn’t. Our office can help you find a provider and plan that works best for both your budget and your family’s needs. You won’t have to worry about your network either as we’ll make sure you’ll purchase a plan that means you’ll always get the maximum amount of savings you can when seeing us.

Do you have any questions or concerns about your dental insurance plan? Call our Moreno Valley office at (951) 488-8688 to consult with one of our financing experts.

What Does My Dental Insurance Cover?

From HMO and PPO to full-coverage dental insurance, it’s essential
that you understand what is and isn’t covered by your policy

Preventative Care

Dental cleanings, exams, fluoride treatments, and sealants are usually 100% covered by both PPO and HMO insurance.

Basic Procedures

Fillings, root canals, dental extractions are often covered at 80%. HMO plans usually have a flat fee, while PPO plans require a preliminary deductible to be reached before a certain percentage of your treatment will be covered.

Major Procedures

Crowns, bridges, dentures, and oral surgery can be covered up to 50% depending on your specific policy.

PPO Dental Insurance

For patients who want the most freedom in their dental insurance policy,
dental PPO is a great option

At Gold Coast Dental Moreno Valley, we accept all dental PPO insurance plans. PPO plans are highly valued for their level of flexibility for patients. They tend to have the largest network of dentists available for maximum savings. But even if we’re not in your provider’s network, you can still receive some measure of coverage to ensure you can always get the dental care you need. PPO plans don’t require you to choose a primary dentist, so when traveling or going to a dental specialist, you don’t need any referrals for treatment or coverage. Without consulting your dentist, you may not see an in-network dentist,

meaning you won’t save as much as you otherwise would, but this measure of flexibility can be a huge relief for families who expect to need a lot of specialist treatments throughout the year. With PPOs, you have an annual maximum amount covered by your provider, as well as a yearly deductible you have to pay. Overall, these plans often end up costing more out of pocket for patients than HMOs. But if you care more about flexibility and freedom with your plans, then a PPO policy is probably best for you and your family. Want to know if we’re in your dental PPO plan’s network? Give us a call at (951) 488-8688 today.

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How much is dental insurance?

The cost of your dental insurance depends on the provider and specific plan. Dental HMO plans usually have lower costs than PPO plans, and full-coverage typically costs more in order for more services to be covered. If you have any questions about which plan and provider is best for your specific needs, we can help you with a financial consultation. You can schedule one now by calling us at (951) 488-8688.
What do I do if I don't have dental insurance?

If your employer doesn’t offer you dental insurance, you can always find an affordable dental insurance plan that works best for you and your family’s needs. However, it’s not necessary that you have insurance to make the cost of your upcoming treatments nothing to worry about. Our Moreno Valley office accepts a number of financing options that can make it easy to pay for your treatments with monthly small and manageable installments.
Does your dental office accept PPO insurance?

Yes, our dental office accepts all PPO dental insurance policies. We also accept most HMO plans to give as many of our patients treatment coverage as possible. If you have any concerns about whether or not your HMO plan is accepted, please contact our office at (951) 488-8688 today.
How do I find a dentist in my network?

Many insurance providers make it easy for you to find a dentist that’s in their network here in Moreno Valley. Their websites usually include a way to search your area online based on your location and your specific policy’s network. However, their sites aren’t always up-to-date on their current dentists, so we recommend that you always call us at (951) 488-8688 to double-check that we accept your plan.
What are the top 5 dental insurance companies?

Currently, some of the best-rated dental insurance companies are Delta Dental Insurance, UnitedHealthOne Dental Insurance, Humana Dental Insurance, Cigna Dental Insurance, and Ameritas Dental Insurance. For families, we recommend Delta Dental or UnitedHealthOne plans. If you’re unsure whether we’re in your network for your chosen provider, don’t hesitate to give our office a call at (951) 488-8688.
Is dental insurance worth the cost?

Dental insurance can be well worth the cost as long as you take the opportunity to use it. It’s not worth it for patients who only need two yearly cleanings covered, but it often is for families who have a checkered dental past or who plan to have major and long-term treatments done this year.

HMO Dental Insurance

HMO insurance is a low-cost option for patients on a strict budget

Our Moreno Valley office accepts most HMO dental insurance policies to allow our patients the greatest chance of receiving the treatment coverage they deserve. HMO plans are great for families on a budget, and they’re often provided by businesses for their employees. Some advantages of HMO plans over PPO plans include: lower out-of-pocket costs and premiums, no annual maximum coverage amount,

and no deductible. Unlike PPOs, however, you can’t receive any procedure coverage with HMOs if you don’t visit an office in your provider’s network. HMO dental insurance provides a smaller network, making finding another dentist you can see for covered treatments trickier or require a few more hoops to jump through. HMOs also require that you choose a primary care dentist. For specialist dental care, you’ll need

to get a referral from your dentist first before you can get the treatments you need. This can be frustrating, especially if multiple referrals are needed in a short amount of time. For many patients, however, this trade-off is well worth the overall lower costs compared to dental PPO insurance. If you have any questions about whether we’re in your HMO network, don’t hesitate to give us a call at (951) 488-8688.

We’re Here For You No Matter What

At Gold Coast Dental Moreno Valley, we do our best to ensure you get the most out of your dental insurance plan

Our dentists are dedicated to giving you the best dental experience possible with us, and that includes when it comes to seeing your bill. We keep our dental insurance acceptance policies as wide as possible to ensure you never have to worry about your needed treatments. We want to make sure you’re always relaxed and stress-free when visiting our office. If you need any advice or recommendations about your dental insurance policy, we’re happy to help you however we can. Give us a call or schedule a consultation, and we’ll help you with our expert guidance.

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